by the right, they doesnt matter in case the a lot more is created to your loan or perhaps the c/a, it is still dominating protection if the its in either certainly one of they. by the left. we wouldnt know the way it truly does work here. (take advice from their own once again possibly?)scenario 2 = semi-flexi has only 1 account. to make sure that the to attenuate their principal, the bucks Need certainly to credit to your housing financing membership (at the mercy of LO TnC). people payment built to their c/a need nothing at all to do with their principal as these accs commonly linked. so the next officer are “korek”. =)
In reality having scenariio step 1= I inquired new manager about your antique loan, she told you perhaps not flexi next suggest me personally best to grab most other fully flexi plan.
Scen 2= making this “korek” haha. Your setting almost any extra payment so you can loan an effective/c have a tendency to deduct the primary amte to this LO, what about the T&C stated that we need to bring progress observe and come up with a lot more percentage. nevertheless officer informed me n’t need because their LO not upgrade, the new LO nevertheless in accordance with the dated you to, but the bank system already upgrade. How does ? I’m scared shortly after finalizing usually be sorry for later, every mth should observe lender giving advance payment .
Reached change bank?
.As to the reasons try not to such as for instance totally flexi? If any go out generate advance payment must posting lender, we wld alternatively need fully flexi. Save your time.
Heard plus Hleong islamic no securing several months, pledge you can tell all of us for people who got any futher info. Thx.
Actually for scenariio step one= I asked new administrator regarding the traditional mortgage, she said maybe not flexi following recommend me personally better to simply take other completely flexi plan.
Scen 2= making this “korek” haha. You means any type of more percentage so you can mortgage an excellent/c tend to subtract the main amte to that LO, how about brand new T&C stated that we need to render progress observe and come up with most payment. although administrator explained not need as his or her LO maybe not up-date, the brand new LO however according to the dated you to, however the banking system already inform. Why does ? I’m afraid just after finalizing usually be sorry for later, most of the mth must find financial to provide down-payment .
Reached revision financial?
.Why cannot such completely flexi? If any time build down-payment has to modify lender, i wld alternatively grab fully flexi. Save time.
Heard in addition to Hleong islamic zero securing several months, hope you could potentially give united states for many who had people futher facts. Thx.
if or not its partial or full flexi, the almost the exact same thing. consider from it since the a manual vehicle otherwise auto vehicles. highest installment loans in Kingston WA with bad credit FC or more-remain charges towards the comfort vs significantly more toes focus on lesser maintaince costs. apparently speaking.
regarding individual views, i’ll state go complete-flexi if you possess the more dollars of course, if you heading to help you roll the bucks that frequently.
i am not saying totally sure regarding the UOB’s pratices, however, u is consult with the officials what sort of observe to really make the most payment? over-the-counter see, 30 days observe in advance etc.
Do anyone with this particular loan bundle. Pls share specific light in my opinion. My personal priority is the progress/prepayment. Imagine if mthly payment are RM1k, and i also spend RM1.5k all of the mth into financing a good/c. Does brand new RM500 often subtract throughout the Principal amt , upcoming reducing the desire costs?
That said”No”, the other commission commonly park on a great/c and you may apply while the an effective mthly cost whenever owed. See must be supplied to lender when the want the extra percentage to get subtract the primary. She indicates me to use up the full flexi home mortgage.
