UPDATE: The lending company regarding The usa Home loan Modification Category Step Lawsuit is ignored toward . Top class Strategies tend to let our people determine if a special situation was submitted.
109 thoughts on Financial regarding The united states Group Action: Mortgage Adjustment Wrongly Denied
Excite call me regarding it. We shed my domestic when you look at the property foreclosure inside 2011 or 2012 diversity. I experienced the mortgage amendment procedure for many years and told me to cease and come up with costs in the one-point even though I happened to be only a couple weeks at the rear of right after which I concluded right up losing my personal family. I never got people alerts throughout the any group action facing Bank regarding The united states however, I’m sure that it was wrongful and so they is foreclosure and that i shed more than $250,000.
Plus the escrow balance kept going up which have possessions assessment charges and you will late charge and forced financial set insurance rates!
Where perform I find aside more information on any active rules suits getting Bank away from The united states to have foreclosures malpractices? My personal home was listed in property foreclosure and quick selling when you look at the 2015 and you can forced us to come in in order to Personal bankruptcy to keep them away from bringing the family. The new paradox of it would be the fact I happened to be employed in this new previous by BOA and you will handled the newest HAMP system.
We were foreclosed with the twice in 2010 by the BoA. One another have been rescinded. But BoA additional erroneous Foreclosure charge and possessions examination charge to our very own escrow account. Therefore we had a try several months bundle, produced the new repayments plus more but BoA used our very own commission so you’re able to the latest escrow membership and you can told you we had been over one year previous owed and you may don’t qualify for a loan modification. We sent in RMA applications and you may docs more than 4 dozens minutes out of 2010 to 2017! Our software is shed otherwise is actually forgotten a web page, or even the notary don’t write one thing to the right line, or the credit score was too reduced merely derogatory question to your the borrowing was basically the two rescinded foreclosures! We had over twenty six membership professionals within the eight age! They cancelled the house customers insurance three times! They cancelled the Homestead! It lied with the records published to the new condition tax assessor’s place of work! Inside 2017 it transmitted repair of your financing. The newest servicer performs an equivalent games that BoA starred. They foreclosed . Our attorney had good TRO and you may recorded in the federal judge. Case was ignored when you look at the . Property foreclosure wasn’t rescinded, no test because of the attorneys! Help! Our company is still living in home, however, concern eviction may appear in the near future!
BOA try a real piece of work to say the least. Realization..they foreclosed with the united states, similar to the someone else have said. It remaining claiming, it failed to recieve our very own paperwork, we kept overnighting because of the FedX (seven times) Anytime is actually something different. A page was lost, It didn’t see one of many copies, it was not closed, an such like. Then the latest denial try our papers was not recorded in the day! Lying lot of theives!
These are the greatest Lying SCUMBAGS !! Did the same to united states continually experimented with fighting them during the courtroom for many years however, at the end we unfortunately missing Our house! I wish you the best regarding chance! They are the Demon!
Lender of The united states called me and you can ideal undertaking an amendment. I got thought about taking right out a great 401k loan and having caught up nevertheless when they ideal creating an amendment you to definitely sounded far better me. They said they would send a modification package regarding the post and i also had a need to upload duplicates $255 payday loans online same day Connecticut of all the latest monthly payments, and proof income. Respond to all of the questions on function, and facsimile that which you back to the brand new modification company. Any week I would personally rating communications calls stating it did not found earnings pointers, or latest debts or something has been missing with the means. The borrowed funds commission began 8 weeks about and i submitted the fee. Week or so later on I pointed out that one percentage matter was into our very own checking account.
